When you need property title information in New Zealand, you have two main options: official sources or private providers. Understanding the differences helps you get the right information at the right price – and avoid delays in your property transaction.
Ready to order the official title?
A current Record of Title with diagram is the usual starting point for confirming ownership, legal description, registered interests and title diagram information.
What Is an Official Title Search?
Official title searches are obtained directly from the official land registry. They provide the raw, primary source of title information. However, these searches can take longer and often provide less context than you need for property decisions.
What Is a Private Title Search?
Private title search providers (like us) offer faster turnaround, interpreted results, additional guarantees, and bundled information. We access the same official data but package it in a more useful format for buyers and professionals.
Comparing Official vs Private Searches
| Factor | Official | Private Provider |
|---|---|---|
| Turnaround | 2-5 business days | Same day or next day |
| Format | Basic raw data | Formatted report with context |
| Guarantee | None | Money-back guarantee |
| Additional docs | Extra cost | Often bundled |
| Support | None | Expert assistance |
When to Use Official Searches
- When you need the absolute raw source document
- When time is not a factor in your transaction
- When you are a professional conduct your own analysis
When to Use Private Searches
- When you need fast turnaround for auction or deadlines
- When you want interpretated results you can understand
- When you need additional guarantees
- When you want bundled information at better value
Our Title Search Options
Record of Title ($42.90)
Fastest option. Shows current ownership, registered interests, and encumbrances. Same-day or next-day turnaround.
Guaranteed Search ($45.90)
Provides additional assurance with a guarantee. Best for complex transactions or when you need extra certainty.
Historical Title Search ($42.90)
Shows previous owners and historic dealings. Essential for older properties or when full history matters.
Pre-Purchase Package ($189.90)
Everything you need – all four searches plus instruments and survey plan. Best value for comprehensive due diligence.
Frequently Asked Questions
Are private searches legally valid?
Yes. Private providers access the same official database as anyone else. The information is the same – just faster and better presented.
Do banks accept private title searches?
Most banks and solicitors accept private searches. They contain the same information as official searches.
Which search do I need for mortgage application?
Most banks accept a Record of Title or Guaranteed Search. Check with your lender.
Can I get a refund if there is an error?
Private providers typically offer guarantees. Our Guaranteed Search comes with a money-back guarantee for accuracy.
