Finance conversations often need clear ownership and title references, but CertNZ is not a lender-verification service. This journey supports borrowers and advisers with property records.
Document ordering support — not professional advice.
See the document journey →The pain is uncertainty: wrong owner details, unclear title references, missing registered-interest context, or a borrower trying to answer finance questions without the records in front of them.
The pain is uncertainty: wrong owner details, unclear title references, missing registered-interest context, or a borrower trying to answer finance questions without the records in front of them.
Confirm title and interests. Check current ownership, title details and registered interests before finance discussions rely on incomplete information.
Check legal ownership when needed. Use Legal Owner Search when the question is specifically who legally owns the property.
Investigate interests in detail. Order instruments for registered interests that may need review by the borrower’s adviser, lawyer or lender.
Use these records to support decisions before the file depends on assumptions. For legal, planning, lending, surveying, building or engineering conclusions, use the appropriate professional adviser.
CertNZ document ordering workflow for Mortgage advisers & borrowers, focused on title records, plans and registered documents that support due diligence.
The most common starting point is a current Record of Title. Depending on the file, a survey plan, instrument document, owner search, guaranteed search or pre-purchase package may also be useful.
No. CertNZ helps order property records. Legal, planning, lending, surveying, building and engineering conclusions should come from the appropriate professional adviser.
Order records before the decision depends on assumptions — for example before an offer, file review, planning check, site acquisition, quote, finance conversation or settlement step.
Same CertNZ products, arranged by decision context rather than a generic product wall.
